Debt Settlement Vs. Bankruptcy – Benefits and Drawbacks

It appears that practically every American is buried under a mountain of debt. According to a research study by ValuePenguin, the typical credit card debt for American households was $16,048 as of the end of 2016. Since this, opportunists have actually entered the marketplace to provide individuals an option to eliminating frustrating debt. This is describing […]

Before You File Bankruptcy

Bankruptcy is a declaration of person or business of a legal status of inability to pay creditors. Involuntary bankruptcy and voluntary bankruptcy are to two types. Involuntary is filed by a creditor or creditors in an attempt to recover money that is owed to them. An involuntary bankruptcy petition may not be filed against an individual consumer debtor who is not engaged in business. On the other hand, voluntary is initiated by the debtor.

Is Credit Card Debt Ruining Your Finances?

Almost everyone out there has a credit card. We all hear the warnings and swear we won’t end up in debt over our heads, but then one day it happens. You used your card on one to many occasions and now you can’t even afford the minimum payments.

Is Credit Card Debt Getting You Down?

Got a problem with credit card debt? Well, it may not be a problem, but more of a death wish! Debt is one of the worst things you can have here in America – yet it seems like most everyone has it, and is okay with it! Why is this?!

Do You Need To Get Out of Debt?

Leaving debt in your past is somewhat hard to do. Many Americans that have possessed bad debt in the past cannot get out of it as soon as they had hoped for, and this eventually gives way to lack of drive, and hopelessness. It affects all aspects of your life, physical, spiritual, and financial. One of the greatest and easiest ways to rid yourself of your past mistakes is to find a free-of-charge financial solution through the Stimulus package, or a counselor to assist you with your debt relief as quickly as possible.