By the time you finish reading this, you will be equipped with the knowledge to avoid bankruptcy and how to avoid it. It is true that people nowadays depend a lot on ‘plastics’ and most of the time; this is the reason that leads to bankruptcy.
Putting Forward an Iva Without Having Property and Assets
March 20, 2012 By Leave a Comment
Just because you have basically no property or assets, it does not stop you from suggesting an Individual Voluntary Arrangement to your creditors. Anyone can offer proposals for an IVA to their lenders as long as they are insolvent. There is no need to have your home or in fact any other property such as a motor vehicle or a boat. Your IVA proposal may perhaps be based upon offering a lump sum or regular monthly payments from your earnings. The lump sum might be given by your family or by a friend who is in a position to loan such funds to you to settle your financial obligations via an IVA. If you don’t have a lump sum to offer and you have no substantial resources then you need to have some level of regular disposable income to offer to your creditors.
Simple Ways To Lowering Credit Card Interest Rates
March 13, 2012 By Leave a Comment
Many people just live with the credit card interest rates they are given. Did you know that any time you would just pick up the phone and contact the issuer that most likely they would decrease your interest rate on that day on the telephone? It’s really a really easy method that i have used for a long time and it works.
