According to WHO, 1 25 million people die due to road accidents. WHO also estimates accidents will be the seventh leading result in of deaths globally. Is there a need to press the panic button in the face of these figures? What sort of schooling is needed to check accidents or reduce the accident risks? Let us dwell deeper.
According to Bob Joop Goos, chairman of the International Organization for Street Accident Prevention, "Over 90% of accidents are brought on by human error." Human error is all about driving conduct, isn't it? Effectively, if it is so there is require for a driver scorecard for improving driving and making driving safe. This is to ensure that he get his insurance declare trouble free of charge for losses incurred. Possessing come therefore far, let us go into the technical aspects of enhancing ones driving behavior. Moreover, allow us also think about regardless of whether a single has to spend 'fixed premium' or 'pay as you go' or 'pay how you drive' for auto insurance.
A person living in the State of Alabama is paying $1500 a year on an average. Suppose a person living in the city is having to pay $1500 exactly where he is susceptible to a lot more accidents against person lives in the suburbs paying the same amount where much less probabilities of accidents.
Suburban drive is straightforward in contrast prone to more accidents. On the other hand the suburban driver is prone to more wear and tear of his vehicle. If fixed premium is collected from each drivers, how does this make sense? Now if you are giving an option to pick among the following:
- Fixed premium annually
- Usage based Insurance (UIB) which is pay-per-use
What will you choose? Everyone desires to be expense successful; none desires to end up in loss. Therefore majority is likely to pick the second alternative. The cause is much more customers are mobile. Customers can download the mobile application on mobiles to track their driving data.
Risk assessment is straightforward with mobile telemetric application. Assessing risks like driving at peak site visitors hrs, following visitors rules or not, parking hassle free, speed driving etc., and consider essential precautions in long term with the aid of suggestions provided by the application on mobile device.
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