A credit dispute letter is a letter which is mailed to a creditor or credit rating agency when a financial debt is believed to be in error for any reason. If any mistakes are observed on any of the three main credit reports for an individual then these problems need to be disputed as soon as possible. Mistakes can have a drastic result on the credit rating of the individual, and their capability to qualify for credit in all forms.
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As somebody who recently graduated from college, it was interesting to see students struggling to pay their college debts. This was an area that interested me to see how many classmates of mine were stressing over paying their tuition on time. Paying money to a debt company is something a lot of Americans are faced with each year.